This guide explains Presidential Decree 957 (PD 957), the primary law protecting real estate buyers in the Philippines. Learn how it safeguards your investment, your right to suspend payments, and how the DHSUD enforces it.
This guide explains the DHSUD Certificate of Registration (CR) in the Philippine real estate context. Learn how the CR and the License to Sell (LS) serve as your primary protection against fraudulent developers and ensure a safe property investment.
This guide explains the Annotation of Mortgage, a crucial legal step in the Philippine housing loan process. Learn how this inscription on your property title secures your loan and triggers the release of funds from your lender.
The Balanced Housing Development Program is a Philippine law (RA 7279) requiring subdivision and condominium developers to build a corresponding amount of socialized housing, ensuring their participation in providing homes for low-income families.
Republic Act No. 7279 (UDHA) is the Philippines’ Urban Development and Housing Act of 1992. It provides the legal framework for socialized housing, regulates evictions, and guides the orderly development of cities for all income levels.
Republic Act No. 11201 is the law that created the Department of Human Settlements and Urban Development (DHSUD) by merging the HLURB and HUDCC. For homebuyers, it established a stronger, unified agency for buyer protection.
The License to Sell (LS) is a permit from the DHSUD legally allowing a developer to sell a real estate project in the Philippines. For buyers, it’s the most critical proof of a project’s legitimacy and your primary protection against scams.
A Deed of Restriction is the legal rulebook for a subdivision in the Philippines, enforced by the HOA. It dictates how a property can be used, ensuring community harmony and protecting long-term property values for all residents.
Covenants, Conditions, and Restrictions (CC&Rs), known as the Deed of Restrictions in the Philippines, are legally binding rules governing properties in a subdivision. They are enforced by the HOA to protect property values and maintain community harmony.
A PRC License is the official ID from the Professional Regulation Commission that proves a professional, like an architect or engineer, is legally authorized to practice in the Philippines. It is a mandatory requirement for signing building plans and securing construction permits.
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