Encroachment
A legal guide to property encroachment in the Philippines. Learn what to do if a neighbor’s fence is on your land and the steps to resolve the dispute legally.
Legal & Documentary Terms
The most crucial part of buying a home in the Philippines is understanding the paperwork. The legal documents you sign are your ultimate protection, and knowing what they mean is non-negotiable for a safe and secure transaction.
This glossary demystifies the essential real estate documents in the Philippines, from the initial ‘Contract to Sell’ to the final ‘Transfer Certificate of Title’ (TCT). We provide clear, simple definitions for all the legal terms you’ll encounter when dealing with developers, agents, and the Registry of Deeds. Use this guide to empower yourself with knowledge and navigate the legal landscape of your Bulacan property purchase with confidence. Explore the terms below.
Appraisal Report
A guide to the Appraisal Report in the Philippines. Learn what this crucial document contains and how its final value determines your bank housing loan amount.
Fencing Permit
A complete guide to securing a Fencing Permit in the Philippines. Learn the requirements, total estimated costs, rules under the National Building Code, and the penalties for non-compliance.
Code of Ethics
The National Code of Ethics for the Realty Service Practice is a legally binding set of rules in the Philippines that ensures real estate professionals act with honesty and integrity. It serves as a homebuyer’s primary protection against fraud and unfair practices.
RESA Law Philippines (R.A. 9646)
R.A. 9646, or the RESA Law, professionalizes the real estate industry in the Philippines to protect homebuyers. This guide explains why this law is your shield against fraud and what you must know before transacting.
Right of Way (ROW)
An essential guide to Right of Way (ROW) in the Philippines. Learn about the laws like P.D. 957, road width requirements, and your legal right to property access.
Condominium Act (R.A. 4726)
The Condominium Act (Republic Act No. 4726) is the Philippine law that legally recognizes and governs condominium ownership. It enables the division of a building into individually-owned units with separate titles (CCTs) and mandates the creation of a condominium corporation to manage common areas.
Condominium Certificate of Title (CCT)
The Condominium Certificate of Title (CCT) is the legal document in the Philippines that proves absolute ownership of a condo unit. It represents exclusive ownership of the unit space and co-ownership of the project’s common areas, as mandated by The Condominium Act.
Notice of Default
This guide explains what a Notice of Default is in Philippine real estate. It details what you should do upon receiving one, and explains your crucial rights to a grace period under the Maceda Law to avoid contract cancellation or foreclosure.
Suspension of Payment
This guide explains a Filipino homebuyer’s legal right to suspend payment to a developer for project delays, as mandated by Section 23 of Presidential Decree 957. Learn the step-by-step process to protect your investment.