People & Professional Roles

Buying a property is a team effort. From your first inquiry to the day you get your keys, you’ll work with a number of real estate professionals in the Philippines, each playing a vital role. Understanding who does what is essential for a smooth, secure, and successful transaction. This guide introduces you to the key players you’ll meet on your journey—including the licensed Broker managing the deal, the Developer who built the property, and the government bodies like the DHSUD that regulate the industry. Learn their responsibilities so you can build your trusted team and navigate the process with confidence. Explore the roles below.

Meralco

A step-by-step guide for new homeowners in the Philippines on the Meralco application process. Learn the requirements like the Occupancy Permit, the fees including the bill deposit, and tips for getting your new electricity connection.

Real Estate Salesperson

A guide to the role of a Real Estate Salesperson in the Philippines. Learn how they work under a licensed broker and how the RESA Law protects your transaction.

Real Estate Broker (REB)

A guide to the role of a Real Estate Broker in the Philippines. Learn what they do, the importance of their PRC license, and how they can help you buy a home.

Architect

A guide to the role of an Architect in the Philippines. Learn what they do, how they differ from engineers, and why you need one to build your dream home legally.

Civil Engineer

A guide to the role of a Civil Engineer in the Philippines. Learn what they do in home construction, their specializations, and why they are essential for your safety.

Geodetic Engineer

A Geodetic Engineer is the licensed professional in the Philippines responsible for accurately measuring land. For homebuyers, their work is crucial for verifying the lot area, preventing boundary disputes, and legally subdividing property.

Condominium Corporation

A Condominium Corporation is the legal entity in the Philippines, composed of all unit owners, that manages a condominium’s common areas, finances, and rules, as mandated by the Condominium Act. A well-run corporation is vital for preserving property value.

Developer

A Real Estate Developer in the Philippines is the company that manages the entire creation of a property, from land acquisition and permits (like the DHSUD License to Sell) to construction and sales. Choosing a reputable developer is crucial for your investment’s quality and security.

Informal Settler Families (ISFs)

Informal Settler Families (ISFs) are people living on land they don’t own or rent in the Philippines. Understanding this socio-economic issue and the government’s housing solutions (through NHA and SHFC) is key to understanding urban development.

SHFC (Social Housing Finance Corporation)

The SHFC (Social Housing Finance Corporation) is a Philippine Key Shelter Agency that provides loans to organized low-income communities, not individuals, to help them buy the land they live on through its Community Mortgage Program (CMP).