People & Professional Roles

Buying a property is a team effort. From your first inquiry to the day you get your keys, you’ll work with a number of real estate professionals in the Philippines, each playing a vital role. Understanding who does what is essential for a smooth, secure, and successful transaction. This guide introduces you to the key players you’ll meet on your journey—including the licensed Broker managing the deal, the Developer who built the property, and the government bodies like the DHSUD that regulate the industry. Learn their responsibilities so you can build your trusted team and navigate the process with confidence. Explore the roles below.

Key Shelter Agencies (KSAs)

The Key Shelter Agencies (KSAs) are the government corporations like NHA and Pag-IBIG that directly implement housing programs in the Philippines. Each has a specific role, from building homes to providing financing for Filipino families.

HLURB (Housing and Land Use Regulatory Board)

The HLURB (Housing and Land Use Regulatory Board) was the main government agency regulating real estate in the Philippines until 2019. Its functions, including issuing the License to Sell, were absorbed by the new DHSUD.

National Housing Authority (NHA)

The National Housing Authority (NHA) is a Philippine government agency that directly builds housing for low-income families, calamity victims, and informal settlers. It functions as the government’s primary housing producer for marginalized sectors.

Homeowners Association (HOA)

A Homeowners Association (HOA) is a non-profit organization that manages a subdivision or condominium in the Philippines. It collects fees to maintain common areas, provide security, and enforce community rules to protect property values.

Professional Regulation Commission (PRC)

The Professional Regulation Commission (PRC) is the Philippine government agency that regulates and licenses professionals like architects and engineers. For homebuyers, it serves as a guarantee of a professional’s competence and provides a means for legal accountability.

Architect/Engineer of Record

he Architect or Engineer of Record is the PRC-licensed professional who legally takes responsibility for a building’s design by signing and sealing the plans. In the Philippines, they are a mandatory requirement for securing a Building Permit from the OBO.

Office of the Building Official (OBO)

The Office of the Building Official (OBO) is the department in every Philippine LGU that enforces the National Building Code. It is responsible for reviewing plans and issuing the necessary Building Permit and Occupancy Permit for all construction projects.

LGU (Local Government Unit)

A Local Government Unit (LGU) is the governing body of a province, city, or municipality in the Philippines. For homebuyers, LGUs are critical for issuing permits, collecting property taxes, and maintaining official records like the Tax Declaration.